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Ready Reserve

Ready Reserve is an unsecured line of credit or loan that’s great for short-term use. The total amount available to you is determined by your credit history and cannot exceed $5,000.

The best thing about Ready Reserve is the convenience – it’s there when you need and there when you don’t. Ready Reserve automatically advances from your credit line to your checking account in increments of $100. There is no set maturity date and you never need to reapply provided that you maintain good account standing.

A minimum payment of 5% of your outstanding principal balance is automatically deducted from your checking account each month. You can also pay down your Ready Reserve balance anytime with no prepayment penalty.

Apply Now

 

E-mail your completed application to one of our personal lenders below or drop it off at your local Northwestern Bank location.

Heather Kahly
Dilworth

218-359-0694
hkahly@nwbanks.com
Saysamone Shea
Moorhead

218-359-0674
sshea@nwbanks.com
Patty Fritz
Moorhead
NMLS ID#791400
218-359-0673
pfritz@nwbanks.com
Denelle Wibe
Hendrum, Ulen
NMLS ID#791398
218-359-0692
dwibe@nwbanks.com