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Personal Line of Credit

Need more flexibility for larger purchases? A Personal Line of Credit works like a Ready Reserve and can be either secured or unsecured. The total amount available to you is determined by your credit history with a minimum of $5,000 and maximum of $50,000. Your interest rate is variable. A Personal Line of Credit automatically advances from your credit line to your checking account in increments of $500 and matures after 5 years.

A minimum payment of 2% of the outstanding principal balance is automatically deducted from your checking account each month. You can also pay down your Personal Line of Credit balance with no prepayment penalty.

Apply Now!

 

E-mail your completed application to one of our personal lenders below or drop it off at your local Northwestern Bank location.

Heather Kahly
Dilworth

218-359-0694
hkahly@nwbanks.com
Saysamone Shea
Moorhead

218-359-0674
sshea@nwbanks.com
Patty Fritz
Moorhead
NMLS ID#791400
218-359-0673
pfritz@nwbanks.com
Denelle Wibe
Hendrum, Ulen
NMLS ID#791398
218-359-0692
dwibe@nwbanks.com